3 FREE Credit Reports and 3 FREE Credit Scores Online Today!




You'll receive: All 3 Credit Scores — one from each of the 3 credit bureaus (Trans Union, Equifax and Experian) 3-in-1 Credit Report — information from all three credit bureaus combined into one easy-to-read report 3-in-1 Credit Monitoring — with alerts of activity to your files with all three credit bureaus Delivered to you online quickly and securely

After ordering your FREE 3-in-1 Credit Report and all 3 FREE Credit Scores, you'll have a full 7 days to try Credit Adapter FREE. Check your report to be sure the information from all 3 bureaus - TransUnion, Equifax & Experian - is correct. 21401

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Credit services provided by TransUnion Interactive, Inc.
*Credit Adapter provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. Credit Adapter and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law.

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Credit Score

A credit score is a numerical representation of how likely you are to pay your debts in a timely manner. It is calculated using a mathematical formula based on the statistical analysis of your credit report. This three digit credit score determines your credit worthiness, i.e. your ability to repay your loan. It is therefore an important statistic determining your financial future.

A credit score is used by lenders like banks and credit card companies to anticipate the risk involved in lending to a certain customer. These lenders use the credit score to determine the rate at which they should lend you money.

Why do credit scores vary?

In the United States, there are three main credit bureaus that assign credit scores based on your credit report – Equifax, TransUnion and Experian. All of these credit bureaus issue credit scores to you according to individual evaluation methods. Since these bureaus work independently they may each score you differently. The score from each bureau will be determined by the credit report information (your credit history) stored in their database to calculate the scores.

How is a credit score calculated?

The most common method used for calculating credit scores is the FICO credit score, developed by Fair Isaac’s Corporation. Having been pioneered by the corporation, the method is named after it. Lender's typically look at all 3 credit scores to make sure they have your most accurate credit information.
You can use this site to get your FREE 3-in-1 credit Report & 3 FREE Credit Scores, get information and links to credit related products and information, and learn all the facts about your credit report, credit score, and credit monitoring!

Get your 3 FREE Credit Reports and 3 FREE Credit Scores Online Today! Your free credit report and free credit score information is available through your free credit monitoring trial membership. View your FREE 3-in-1 Credit Report and all 3 FREE Credit Scores Online Now!